Educational estimate, not financial advice. This compares financial cost only: sticker price, grants and scholarships, loans, and the resulting monthly loan payment. It does not evaluate program quality, career outcomes, expected earnings by major or school, or personal fit — those are real considerations, but outside what this tool measures. Annual costs and aid are treated as flat across all years (no tuition inflation modeled). This does not model financial aid formulas, work-study income, tax benefits of student loan interest, or education tax credits. Loan repayment assumes standard amortization at a fixed rate for the entire term; actual federal repayment plans (income-driven repayment, forgiveness programs, deferment) can change the real monthly payment and total cost substantially. For an actual enrollment decision, compare this estimate with each school's official financial aid award letter.
Full disclaimer.