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Paycheck calculator · Tax year 2026 estimate

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Estimate take-home pay from gross pay, pay frequency, filing status, state, 401(k) contributions, and health premiums.

How to use the paycheck calculator: Enter gross pay and pay frequency, then choose filing status and state. Switch Per paycheck / Annual to compare views.
Your details
Enter gross pay for the selected pay frequency.
Gross pay, pay frequency, filing status, state tax rate, 401(k) percentage, and annual health premium are saved automatically in this browser on this device. No account or login.
Paycheck breakdown
Filing
State tax rate
Frequency
Gross pay
401(k) contribution
Health insurance premium
Federal taxable income
Federal income tax
Social Security 6.2%
Medicare 1.45%
State income tax
Take-home pay
Estimated total tax rate
Educational estimate, not tax advice. The paycheck calculator uses 2026 federal income-tax brackets and standard deductions, Social Security and Medicare rules, the 2026 Social Security wage base, and a state income tax rate you enter yourself, applied as a flat percentage. The paycheck estimate does not include itemized deductions, tax credits, local taxes, supplemental wages, or state-specific brackets, credits, or phase-outs unless your entered rate already accounts for them. For exact withholding or tax treatment, check with your payroll department or a qualified tax professional. Full disclaimer.
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